MasterCard Gold Credit Card
MasterCard Gold Credit Card
MasterCard Gold Credit Card from Fibank offers you:
- higher credit limit;
- higher coverage of free insurance when traveling abroad;
- privileges and special offers.
NEW! MasterCard Gold Credit Card by Fibank Cyprus offers a membership in a Lounge Key Program.
Lounge Key program
Your gold credit card from Fibank Cyprus will open you the doors to over 600 special lounges at airports worldwide. No matter which airline company you are traveling with or what tickets you have purchased, you will be able to spend the time to your flight in a pleasant and stylish atmosphere of Lounge Key lounges.
You do not need a prior registration or reservation for a lounge. You just have to present your MasterCard Gold Credit Card by Fibank Cyprus to the employee at the lounge's reception. That is why you should always have your card with you when you are travelling.
You can choose in advance the Lounge Key lounge you prefer to visit at:
- for MasterCard clients at www.loungekey.com/FibankMasterCard
- by downloading at your mobile phone the mobile application of the program
Prices and methods of payment:
As Fibank Cyprus clients you will pay a preferential fee to visit the selected lounge:
| Card | Fee for visit - cardholder | Fee for visit for companion | Method of payment |
| MasterCard | 30 USD | 30 USD for each companion | by card, in cash |
Credit cards parameters:
| Credit Card Types |
Mastercard -gold |
| Account Currency | EUR, USD |
| Interest conditions | In accordance with the Bulletin of Interest Rates Fibank Cyprus |
| Grace period | Up to 45 calendar days |
| Collateral | Without collateral |
| Credit limit | Maximum amount up to 25 000 EUR or their USD equivalent, determined on the basis of the individual’s solvency evaluation |
| Validity | 3 years with a possibility of automatic renewal |
| Issuance charge | FREE OF CHARGE |
| Annual Maintenance Charge | In accordance with the Tariff Fibank Cyprus |
| Term for card issuance | Up to 3 work days upon confirmation given by a Fibank Cyprus credit officer via the telephone. |
Additional information:
Free insurance for international travel
Upon paying with your Fibank Cyprus credit card abroad, buying a vacation using your card, or paying for a hotel stay, airline ticket, renting a car or using some other service related to travelling abroad, you will be granted a free traveller's medical insurance with coverage of up to 15 000 USD for 19 types of insurance events.
Repayment of the amounts due
You can repay your amounts due completely or partially.
For partial repayments the minimum repayment amount is 3% of the total amount due, but not less than 5 EUR or the total liability if it is less than 5 EUR.
Repayment tenure
Before the 5th of the month following the account statement period, you can repay your liability partially or completely.
Grace period
If you repay the total amount due within the grace period (before the 5th of the month following the account statement period) you do not owe any interest to the bank.
Various opportunities for repayment of the liabilities on your credit car
- Cash deposit at Fibank Cyprus;
- Funds transfer from another bank to your card account with Fibank Cyprus;
- Remotely – by the Internet Banking of Fibank Cyprus;
- Via the service “Automatic Repayment of Liabilities on Credit Card” of Fibank Cyprus.
Monthly account statement
Every month after the 20th you receive your account statement for the last statement period, providing the following information:
- Amounts due for card transactions;
- Interest, charges and commission due;
- Minimum repayment amount and other executable amounts;
- The end date by which you will have to repay your liabilities;
- the amount of the utilized and the unutilized credit limit.