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Maestro PayPass

Maestro PayPass

Maestro PayPass debit cards - Join the future!

Contactless cards of new generation offering speed and convenience

What is Maestro PayPass?

Maestro PayPass is a new generation bank card improved by innovative functionality for making contactless transactions.

With Maestro PayPass you have the chance to make contactless payments when:

 

  • You are in a hurry and you make small amount purchases;
  • You want to have the exact amount for payment without looking for coins or waiting for the change;
  • You want to control your every day payments that you normally make in cash in order to manage more easily accurately your personal finances.

How to pay using Maestro PayPass?

With your Maestro PayPass you continue making payments and withdraw money in the familiar way from all POS and АТМ terminals in Bulgaria and abroad. In addition, on each POS terminal labeled with PayPass logo, you have the chance to effect immediate payments of amounts up to minimal amount without inserting the card in the POS terminal.

When you wish to make payment using your Maestro PayPass on PayPass terminal, you only have to waive the card near the reading device until you hear the long beep signal. This means that your payment was effected successfully.

Each payment with your Maestro PayPass on PayPass terminal at amount below minimal amount shall be effected immediately without entering a PIN code. If you are registered for SMS notifications, you may not receive SMS for part of the transactions below minimal amount as it is possible such transactions to be effected without connecting to the bank authorization center.

Each payment with your Maestro PayPass on PayPass terminal at amount exceeding minimal amount shall be also effected contactless and much faster than before by entering a PIN code. If you are registered for SMS notifications, you shall receive SMS for all transactions exceeding minimal amount made on PayPass terminal.

How to feel safe with Maestro PayPass card?

In order to ensure safety and peace of mind when making payments with Maestro PayPass, we recommend the following:

  • Carefully put the card near the reading device;
  • When making a payment the Maestro PayPass card remains solely in your hands and it is not necessary to give your card to the shop assistant;
  • Check the amount stated on the receipt from the POS terminal.

Which establishments accept Maestro PayPass payments?

With Maestro PayPass you may effect payments at any location in Bulgaria and abroad on POS terminals equipped with this function. Usually these are cafes, fast food restaurants, gas stations and anywhere you spot the PayPass logo.

The conditions we offer:

Account currency

  EUR/USD/RUB/GBP/CHF/DKK/SEK

Term of validity

3 years

Interest rate on card account

as per Interest Rates Bulletin of Fibank Cyprus

Type of cards
  • Primary - issued to an individual, the account holder;
  • Additional - issued by order of the account holder of the primary card and it can benefit family members or other autorized holders.

 

Issuance

Fibank Cyprus issues Maestro PayPass with chip technology free of charge.

You can apply for card issuance in one of the following manners:

Visit a Fibank Cyprus branch and fill in “Debit Card Issuance Application”. The only requirement is for you to present an identification document;

After your Debit Card Issuance Application is processed you will receive your debit card within 5 working days at the bank branch you have chosen in advance.

Renewal of VISA Electron Debit Card:

The term of validity of VISA Electron Debit Card is 3 years.

On the face of your card, you can see an embossed numerical indication showing its term of validity, using the following format: VALID 04/20 THRU

The first two digits indicate the month, and third and fourth digit indicate the year. Thus in the above example the card is valid until the end of April 2020.

After its term of validity has expired, it can be automatically renewed and available by the 20th day of the month of expiry of the old card, at the bank branch where the Issuance Application was submitted.

If your card gets stolen or lost, if you forget your PIN or if any other reason necessitates the card reissuance, you will have to visit the bank and present an identity document. Fibank Cyprus officer will offer cooperation in resolving any matter on which you might need any assistance. The card can be picked up at an office of the bank or sent via post.

For more information please contact us and refer to our Fee & Commissions.